Au · XAU
£3,069
Full gold chart Independent · UK · non-commercial
Gold and silver, explained.
Most metals sites are run by someone trying to sell you metal. We don't sell any. Just plain answers to the questions people actually ask before they buy.
Indicative prices, a premium checker, and clear guides: no advice, no email gate, no agenda.
Ag · XAG
£45
Full silver chart Indicative end-of-day prices from free currency-api snapshots · updated 2026-07-11T16:53:51.839Z
Start here
What's actually on your mind?
I don't know where to begin. A calm, five-minute orientation: coins vs bars, what fine means, and how owning physical metal really works. Read the beginner's path Am I about to overpay? Every dealer adds a premium over spot. Learn what's normal, what's steep, and check any quote below. Understand premiums How do I avoid being scammed? Counterfeits, fake too-good deals, and sellers to walk away from: the checks that take two minutes. Spot the red flags What about tax? UK VAT, capital gains, and why some coins are discussed differently, sourced back to HMRC and written plainly. See the tax basics
Premium checker
Check a quote against melt value.
Paste a dealer's quote and see how much sits above the metal's current indicative melt value. We don't tell you whether to buy: just what the number is.
Metal
premium over melt
indicative melt value
Melt value uses the indicative spot above (per gram x pure-metal weight). Premiums can reflect minting, dealing, delivery, and VAT where it applies. This is information, not advice.
How we work
Three rules we don't break.
We explain, we don't sell.
No products, no commissions inside guides. If we ever link to a commercial site, it is disclosed and never dressed up as a recommendation.
Educational, always.
We explain how things work, not what you should do. Big decisions belong with HMRC guidance or a qualified professional.
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Every guide and download is free to read. No sign-up wall, no email wall, no hidden sales funnel.